How much does AI-Powered Collections cost?

Recaudo offers a 14-day free trial with no credit card required. Plans start at $30 USD/month and include AI-Powered Collections along with every other tool on the platform.

How do I set up AI-Powered Collections?

Setting up AI-Powered Collections in Recaudo is quick and easy. When you create your account, the onboarding wizard guides you step by step. No technical knowledge required. Plus, our support team is available to help with any questions.

Features

AI-Powered Collections

Automate the collection of overdue payments with stages you set by days past due: WhatsApp, email and calls with an AI voice agent. Each debtor has a risk score, and promises to pay pause the reminders.

Start for free Talk to sales

Watch Recaudo in action in 4 minutes

Collections · WhatsApp

Hi Ramiro, your installment was due 6 days ago. Here is your balance as of today: Installment$190.00 USD Late interest$11.40 USD Total due$201.40 USD Pay now 9:08 PM

Money is tight this week. Can I pay you on Friday?9:36 PM

Sure, it is noted for Friday 13. We will not send you reminders until then.9:37 PM

Promise to pay · Friday 13

Paid on Friday 13 · $201.40 USD

How it works

Collect overdue payments without chasing anyone. Set the rules once and Recaudo follows up every day.

See who owes you and how hard they are to collect.

Import your portfolio or connect it to your ERP. Every overdue account shows the balance with late interest, a risk score from 0 to 100 and the delinquency group it falls into, with a suggested plan for that kind of customer.

Overdue accounts

Lorena Castañeda

Installment 3 of 12 · 6 days

$124 USD

with late interest

Risk 18 Low Recently forgot
Héctor Villalobos

Installment 5 of 10 · 24 days

$323 USD

with late interest

Risk 61 High Habitual late payer
Mariana Ochoa

2 installments · 75 days

$580 USD

with late interest

Risk 82 Critical Broken promises

Decide which channel and what time.

Depending on how many days late an account is, you choose WhatsApp, email or a call from an artificial intelligence agent. Recaudo only reaches out on the days and hours you set. Every night it builds the next day's plan, and you can remove anyone before it goes out.

Collection settings

Contact hours Monday to Friday, 9:00 to 19:00

Days 1 to 7 WhatsApp
Days 8 to 20 WhatsApp Email
Day 21 onward WhatsApp Artificial intelligence call

Tomorrow's plan: 42 messages

Review

Promises to pay are tracked for you.

When a customer promises a date, the promise is recorded and reminders pause until that day. If they pay, it is marked as kept. If not, the account moves to broken promises and that event can trigger an automation.

Promises to pay

Ramiro Paredes

$201 USD · Wed 11 Nov

Paid with the link in their reminder

Pending Kept
Gabriela Fuentes

$142 USD · Sun 15 Nov

Reminders paused until that date

Pending
Octavio Rangel

$361 USD · Mon 9 Nov

Moved to broken promises

Broken

Key features

Collection stages by days past due

WhatsApp, email and AI calls

Risk score from 0 to 100 for each debtor

Promises to pay that pause reminders

A daily plan you can review

Overdue accounts dashboard

The problem: overdue accounts slow down your cash flow

Collecting by hand is exhausting. Your team calls, sends messages, the customer promises to pay "next week" and the cycle repeats. Without follow-up, promises to pay are forgotten and delinquent customers pile up.

Automated collections in Recaudo

Recaudo works on payments that are already overdue. You set up the collection stages based on days past due and which channel each one uses: WhatsApp, email or a call with an AI voice agent. Contacts go out only on the days and at the times you defined.

Every day Recaudo builds a plan with the reminders that are due, and you can review it. The amount the customer sees is always the installment plus late-payment interest, with its payment link.

Key capabilities

Configurable stages: decide what happens a few days after the due date, what happens later, and on which channel.
Risk from 0 to 100: each debtor has a score and falls into a bracket based on how late they are, so you can filter and prioritize the list.
Suggestions by bracket: each past-due bracket comes with a suggestion on how to approach it. You decide whether to apply it.
Promises to pay: when the customer promises to pay, reminders pause until the promised date.
Hours and days: contacts respect the days and hours you configured.
Payment link included: every collection message carries a link to pay.

Use cases

Schools and universities: collect overdue tuition without calling every parent.
Landlords: follow up on late rent in stages.
B2B companies: follow up on overdue invoices from corporate clients.
Lenders: collect overdue installments with their late-payment interest.

Integration with Recaudo

Collect the overdue invoices and installments you have in Recaudo or bring in from your ERP.
AI calls can be one of the stages.
Messages go out through the WhatsApp Business API and by email.

Recover your overdue accounts

Create your free account and set up your collection stages.

Read more on our blog about automated collections or see how schools follow up on overdue payments with Recaudo.

Frequently asked questions

Recaudo offers a 14-day free trial with no credit card required. Plans start at $30 USD/month (Starter plan) and include AI-Powered Collections along with every other tool on the platform. Check our pricing page for more details.

Setup is fast and simple. When you create your account, the onboarding wizard walks you through configuring AI-Powered Collections step by step. No technical knowledge required. Plus, our support team is available via WhatsApp and email to help with any questions.

Yes, AI-Powered Collections is fully integrated with every Recaudo tool: online payments, WhatsApp Business, CRM, invoicing, collections and more. You can also connect external tools using our REST API and webhooks.

Start using AI-Powered Collections today.

14-day free trial, no credit card. Set everything up in minutes.