01
Enter the amount or pick what they are paying.
Type the amount in Charge. If it is an outstanding balance, pick the customer's invoice or layaway and the payment is applied to it for you.
Charge
In-person payments
Take card payments in person
Take card payments in person
with Tap to Pay on iPhone.
Your customer holds their card or phone near your iPhone. A few seconds later the approved payment shows up in Recaudo, next to their invoices and chats. All you need is the app.
Available for businesses with card payments active in Recaudo.
How it works
From amount to receipt without putting your iPhone down. This is how it looks in Recaudo.
02
The customer taps their card on your iPhone.
Tap Tap to Pay on iPhone and the payment screen opens. Contactless cards and digital wallets like Apple Pay work. If the bank asks for a PIN, turn the iPhone toward the customer so they can enter it.
Charge
03
The balance drops and the receipt goes out.
Once the payment is approved, the invoice is marked paid right away and you send the receipt by WhatsApp or email from the same screen. Everything is saved in the customer's history.
Customer · Robert Price
What happens after the payment
The balance goes down
If you charged an invoice or a layaway, its balance updates right away, just like a payment-link payment.
Works at the point of sale too
Build the cart in the app's point of sale and charge the total with Tap to Pay on iPhone.
If the card won't read
Send a payment link from the same screen and your customer finishes on their phone.
If the app closes mid-payment
Recaudo checks the result with Stripe. When a payment was not approved, you get a notification so you can charge again.
What you need
- An iPhone XS or later running iOS 17.6 or later, with a passcode set.
- The latest version of the Recaudo app.
- Card payments active in Recaudo. If you don't have them yet, turn them on from the app by connecting Stripe; Stripe reviews your business details before enabling them.
- Your business address. The app asks for it when you turn the feature on.
- Your business administrator accepts Apple's terms. It happens once, and then the rest of your team can take payments from their iPhones.
Card details never go through Recaudo
The card is read on the iPhone payment screen and Stripe processes the payment. Recaudo receives the result (approved or declined, amount and time) and saves it with the customer. The card number never reaches our servers.
Frequently asked questions
Do I need to buy a card terminal?
No. Tap to Pay on iPhone uses your iPhone and the Recaudo app. There is no extra reader to pair or charge.
Which payment methods does it accept?
Contactless credit and debit cards. Also Apple Pay and other digital wallets, on a phone or a watch.
Who can turn it on?
Only the business administrator accepts Apple's terms. If someone else on the team tries first, the app tells them to ask the administrator.
What if the card won't read or the bank declines it?
Ask for another contactless card or a digital wallet. If there isn't one, tap “Charge with a payment link” and the customer pays from their phone.
Does it work on Android?
Tap to Pay on iPhone is only for iPhone. On Android, the Recaudo app charges with Tap to Pay on Android: the phone needs Android 13 or later and NFC.
Your next in-person payment
comes from the iPhone in your pocket.
iPhone is a registered trademark of Apple Inc. Apple Pay is a trademark of Apple Inc.