How much does Online Payments cost?

Recaudo offers a 14-day free trial with no credit card required. Plans start at $30 USD/month and include Online Payments along with every other tool on the platform.

How do I set up Online Payments?

Setting up Online Payments in Recaudo is quick and easy. When you create your account, the onboarding wizard guides you step by step. No technical knowledge required. Plus, our support team is available to help with any questions.

Features

Online Payments

Connect several payment gateways (Stripe, Conekta, Kushki, MercadoPago, Openpay) and use rules to decide which one each charge goes through. Accept cards, SPEI and cash depending on the gateway.

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Card payment

$228.00 USD

Ricardo Fuentes

Processing Approved

Visa debit •• 4242 Payment link

Payment route

The “Debit cards” rule sends it to Conekta
Conekta did not respond due to a technical error
Moves to the backup gateway: Stripe
Approved by Stripe

How it works

Connect several payment gateways and decide which one charges each payment. If one fails, you have a backup.

Connect the gateways you already have.

Add your Stripe, Conekta, Openpay, Mercado Pago, Kushki or Billpocket accounts. Your payment links and subscriptions charge through them.

Card and online payments

Stripe

Card

Connected
Conekta

Card · SPEI · OXXO

Connected
Openpay

Card · SPEI · Stores

Connecting Connected
Mercado Pago, Kushki, Billpocket

Decide which gateway charges each payment.

A rule says when it applies, for example debit cards or large amounts, and which gateway the charge goes to. You can add a backup gateway for when the first one fails due to a technical error.

Payment rules

Debit cards

Active

When it applies

Debit card Amount from $95.00 USD
Charge with

Conekta
If it fails, move to

Stripe

Payments that match no rule are charged with your main gateway.

See how each rule is doing.

Each rule shows how many charges went through it in the last 30 days, what share was approved and how much they added up to. With that you decide whether to change the order or the gateway.

Your rules · last 30 days

1

Debit cards
Conekta

Charges

312

Approved

93%

Amount

$29,450.00 USD
2

Large amounts
Stripe

Charges

48

Approved

89%

Amount

$9,120.00 USD
3

Installment payments
Openpay

Charges

75

Approved

91%

Amount

$13,300.00 USD

Key features

Multiple gateways: Stripe, Conekta, Kushki, MercadoPago, Openpay

Routing rules by conditions and priority

Avoids gateways that are failing

Retry with another gateway on technical errors

Cards, SPEI and cash depending on the gateway

3D Secure when the gateway requires it

The challenge of digital payments in Latin America

Accepting online payments in Latin America has its complications: each country has different local payment methods and each gateway offers different things. Relying on a single gateway means that if it has problems, your payments stop.

Multiple gateways, one dashboard

In Recaudo you connect Stripe, Conekta, Kushki, MercadoPago and Openpay from the same dashboard. With routing rules you decide which gateway each charge goes through based on conditions like the amount, the currency or the payment method, in the priority order you set. Recaudo also takes each gateway's health into account so it doesn't send charges to one that's failing.

If the main gateway fails because of a technical error, the charge can be retried with another one. This applies when Recaudo has the card details before charging, for example with saved cards, and not when the bank declines the card.

Key capabilities

Routing rules: conditions and priorities to choose the gateway for each charge.
Gateway health: if a gateway is failing, charges are sent to another available one.
Retry on technical errors: when possible, a charge that failed because of a gateway problem is tried with another one.
Payment methods: credit and debit cards, SPEI and cash at stores, depending on what each gateway offers. With Conekta you can also offer interest-free monthly installments (meses sin intereses).
3D Secure: if the gateway requires authentication, the customer completes it on the same payment page.

Use cases

E-commerce: offer the payment methods your customers use.
SaaS and platforms: charge subscriptions with automatic retries.
Businesses in several countries: use the gateway that works in each country, all from one dashboard.

Integration with the Recaudo ecosystem

Payments are linked to their invoices and to the customer.
Connect with Subscriptions for recurring charges with retries.
Your customer pays on a branded checkout or with a payment link.
For in-person payments with Stripe, use Tap to Pay on iPhone in the Recaudo app.

Start accepting payments

Create your free account and connect Stripe or Conekta to start receiving payments.

Learn more about payment methods on our blog about payment methods in Mexico or see how online stores get paid with Recaudo.

Frequently asked questions

Recaudo offers a 14-day free trial with no credit card required. Plans start at $30 USD/month (Starter plan) and include Online Payments along with every other tool on the platform. Check our pricing page for more details.

Setup is fast and simple. When you create your account, the onboarding wizard walks you through configuring Online Payments step by step. No technical knowledge required. Plus, our support team is available via WhatsApp and email to help with any questions.

Yes, Online Payments is fully integrated with every Recaudo tool: online payments, WhatsApp Business, CRM, invoicing, collections and more. You can also connect external tools using our REST API and webhooks.

Start using Online Payments today.

14-day free trial, no credit card. Set everything up in minutes.