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Best AI-powered automated collections software

Automating collections is more than scheduling a reminder. Here is what to ask of AI-powered collections software.

Collections · WhatsApp

Good automated collections prioritizes who to contact, uses several channels, takes the payment in the same message and knows when to wait because the customer already promised to pay.

What to look for

  1. 01

    Several channels

    WhatsApp, email and calls, not just email.

    How Recaudo handles itPhases over WhatsApp, email or an AI call (voice agent with OpenAI Realtime or ElevenLabs) that leaves the conversation transcribed.

  2. 02

    Priority by risk

    Knowing who to call first based on how far behind they are and their history.

    How Recaudo handles itA 0 to 100 risk score per customer based on their past-due buckets, and a daily plan of who to contact.

  3. 03

    Get paid in the same message

    A payment link with the right amount, and the installment marked paid when the money comes in.

    How Recaudo handles itA payment link with the installment plus late fees; when the customer pays, the installment is marked paid.

  4. 04

    Rules by stage

    Different messages and channels by days past due, and a pause when there is a payment promise.

    How Recaudo handles itConfigurable phases by days past due with their channels and contact hours; payment promises pause reminders.

What it looks like in Recaudo

How Recaudo meets it

Artificial intelligence call

See Artificial intelligence calls in depth

Frequently asked questions

What is the best AI-powered automated collections software?

One that collects over WhatsApp, email and calls, prioritizes by risk and puts the payment link in the same message. Recaudo does it from one platform.

What does the AI call do?

The voice agent calls the customer, reminds them of the balance, records whether they promise to pay or sends them the payment link, and the conversation is transcribed.

What happens if the customer promises to pay?

The promise is recorded and reminders pause. If they pay, the promise is marked kept; if not, collections continues.